Gerberg Financial & Insurance Agency, LLC
2027 income limits by household size
Covered California uses your expected 2027 household income and the 2026 federal poverty guidelines to decide your help with monthly payments and the extra Silver savings.
| Household size | 100% | 150% | 200% | 250% | 400% |
|---|---|---|---|---|---|
| 1 person | $15,960 | $23,940 | $31,920 | $39,900 | $63,840 |
| 2 people | $21,640 | $32,460 | $43,280 | $54,100 | $86,560 |
| 3 people | $27,320 | $40,980 | $54,640 | $68,300 | $109,280 |
| 4 people | $33,000 | $49,500 | $66,000 | $82,500 | $132,000 |
| 5 people | $38,680 | $58,020 | $77,360 | $96,700 | $154,720 |
| 6 people | $44,360 | $66,540 | $88,720 | $110,900 | $177,440 |
| 7 people | $50,040 | $75,060 | $100,080 | $125,100 | $200,160 |
| 8 people | $55,720 | $83,580 | $111,440 | $139,300 | $222,880 |
For each person over 8, add $5,680 to the 100% line.
Extra Silver savings — yearly income ranges
You must choose a Silver plan to get these savings.
| Household size | Silver 94 (100–150%) | Silver 87 (150–200%) | Silver 73 (200–250%) |
|---|---|---|---|
| 1 person | $15,960 – $23,940 | $23,941 – $31,920 | $31,921 – $39,900 |
| 2 people | $21,640 – $32,460 | $32,461 – $43,280 | $43,281 – $54,100 |
| 3 people | $27,320 – $40,980 | $40,981 – $54,640 | $54,641 – $68,300 |
| 4 people | $33,000 – $49,500 | $49,501 – $66,000 | $66,001 – $82,500 |
| 5 people | $38,680 – $58,020 | $58,021 – $77,360 | $77,361 – $96,700 |
| 6 people | $44,360 – $66,540 | $66,541 – $88,720 | $88,721 – $110,900 |
| 7 people | $50,040 – $75,060 | $75,061 – $100,080 | $100,081 – $125,100 |
| 8 people | $55,720 – $83,580 | $83,581 – $111,440 | $111,441 – $139,300 |
These are general limits. Medi-Cal uses its own monthly rules. Household, tax filing and immigration status change the answer — we check your case for free.
Source: U.S. HHS 2026 poverty guidelines (48 states), used for Covered California 2027 plans.
Gerberg Financial & Insurance Agency, LLC · California License #0D83407