What insurance does my small business need?
It depends on what you do. Most small businesses start with General Liability. If you have employees in California, you need Workers' Compensation by law. Add Commercial Auto if vehicles are used for work. Professional Liability fits businesses that give advice or services. A Business Owner's Policy (BOP) can combine property and liability for some businesses.
Tatiana Gerberg, CSFP — independent insurance broker in California. CA license #0D83407. Phone 619-925-8000.