MetLife - Calendar Year Maximum $10,000 Plan
Nationwide - Calendar Year Maximum $5,000
This includes the industry-leading $10,000 Annual Benefit Complete by MetLife dental plan. Finding dental insurance in 30 seconds may not be possible, but we can help make the process quick and easy for you. Our website allows you to compare dental insurance plans from different carriers and get quotes in just minutes. Simply enter your zip code and basic information, and we’ll show you a list of plans available in your area. From there, you can compare coverage options and costs to find the plan that best fits your needs and budget.
Dental HMO
A Dental DMO or HMO (Health Maintenance Organization) is a type of dental insurance plan that provides coverage for a set of dental services and procedures at a lower cost than other types of plans. In exchange for lower costs, you must receive dental care from a dentist within the HMO network and may be required to select a primary care dentist who will manage your care. This type of plan may be a good option for those who are looking for affordable dental care and do not require a lot of extensive dental work.
Dental PPO
Dental PPO is an insurance plan that lets you pick any dentist you want, but it's cheaper if you choose from the plan's network. It's more flexible than a Dental HMO, but you'll pay more if you go to an out-of-network dentist. Almost all Dental PPOs have a waiting period, which is the time you have to wait before you can use certain benefits. This is to prevent people from signing up just to use the benefits and then canceling their coverage right after. The waiting period helps keep costs down and ensures benefits go to those who need them.
Dental Group Plan
Dental Group Plans offer a variety of benefits, including preventative dental care, orthodontic treatment, and emergency dental services.
These plans typically cover dental exams, cleanings, x-rays, and fillings, and may also offer coverage for more extensive procedures such as root canals, crowns, and bridges. Some plans may also offer coverage for cosmetic dental procedures such as teeth whitening. Additionally, Dental Group Plans often have lower out-of-pocket costs compared to individual dental insurance plans, making them an affordable option for families and individuals.
Dental for Children Medi-Cal
This program covers a range of medical services, including dental care for children. Children who are eligible for Medi-Cal can receive dental coverage through the Medi-Cal Dental Program, which offers services such as regular check-ups, cleanings, x-rays, fillings, and extractions. The program also covers braces for children with certain dental conditions. They can then choose a dental plan from a list of qualified providers in their area. It is important to note that not all dentists accept Medi-Cal insurance, so it is important to check with the chosen provider to ensure that they accept Medi-Cal before scheduling an appointment.
Protect your lifestyle at every stage of your life
We understand that life can be unpredictable. Whether you need protection against unexpected disability or long-term care during retirement, we can help meet your specific needs and help fill coverage gaps. Trust us to help protect your assets and your future.
Individual Disability
Protect your income in case of disability. If you own a business or are advancing in your career, you likely have plans for success. But what if something happens and you can no longer work? It's hard to imagine, but over 25% of people in their 20s today can expect to be out of work for at least a year due to a disabling condition before they reach the normal retirement age.1 That's why it's crucial to have disability insurance for individuals to safeguard your income.
Long Term Care Insurance
How to pay for your care when you can't do it yourself. You're saving for retirement so you can have the life you want. Long-term care coverage is important to help keep lifestyle. Did you know that 70% of people over 65 will need help with everyday activities like getting dressed or going to the doctor? Health insurance usually doesn't cover this care and almost half of people who need long-term care spend over $107,000. It's smart to buy long-term care insurance while you're healthy. If your health changes, you might not be able to get it later.
