How do I check that a contractor is really insured?
Ask for a Certificate of Insurance before work starts. Check the policy dates, the limits and who the insurance company is. For a California contractor, also check the license on the state contractor license site. If the contract requires special wording, ask your broker to check the endorsements.
Tatiana Gerberg, CSFP — independent insurance broker in California. CA license #0D83407. Phone 619-925-8000.