Gerberg Financial & Insurance Agency, LLC
Insurance800.com
Effective Date: 1st March 2026

1. Introduction

Gerberg Financial & Insurance Agency, LLC (“Company,” “we,” “our,” or “us”) operates Insurance800.com and provides insurance brokerage services including health insurance, Medicare, life insurance, business insurance, and related financial protection services.

This Privacy Policy explains how we collect, use, disclose, and protect your information when you visit our website or communicate with us, including via SMS/text messaging.

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2. Information We Collect

We may collect the following categories of information:

Personal Information

* Full name
* Phone number
* Email address
* Mailing address
* Date of birth
* Insurance coverage information
* Financial and eligibility information
* Information provided through intake forms

Technical Information

* IP address
* Browser type
* Device type
* Website usage data

Communication Information

* SMS/text message consent records
* Email correspondence
* Call records (where applicable and legally permitted)

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3. How We Use Your Information

We use information to:

* Provide insurance quotes and brokerage services
* Assist with enrollment and policy servicing
* Communicate appointment confirmations and reminders
* Send policy updates and renewal notices
* Respond to service requests
* Comply with federal and state regulatory requirements
* Maintain internal records

We do not sell personal information.

4. SMS/Text Messaging Communications

If you provide express consent to receive SMS communications:

* You may receive messages related to policy service updates, appointment reminders, document notifications, and limited insurance-related communications.
* Message frequency varies.
* Message and data rates may apply.
* Consent is not a condition of purchase.
* You may opt out at any time by replying STOP.
* For assistance, reply HELP or contact us directly.

We do not send SMS messages to individuals who have not provided prior express consent.

We do not sell or share SMS opt-in data with third parties for marketing purposes.

5. How We Share Information

We may share information with:

* Insurance carriers for underwriting and policy issuance
* Government agencies when required by law
* Technology service providers supporting CRM, communications, and secure data storage
* Regulatory authorities as required

All third-party service providers are required to safeguard personal information.

6. Data Security

We implement reasonable administrative, technical, and physical safeguards to protect personal information. However, no transmission over the internet is guaranteed to be completely secure.

 

7. Data Retention

We retain information as required by insurance regulatory requirements and business recordkeeping laws.

8. Your Rights

Depending on your state of residence, you may have the right to:

* Request access to your personal information
* Request correction of inaccurate data
* Request deletion where legally permissible
* Withdraw SMS consent at any time

To exercise rights, contact us using the information below.

9. Medicare Disclaimer

Gerberg Financial & Insurance Agency, LLC is a licensed insurance agency. We are not affiliated with or endorsed by the U.S. government or the federal Medicare program.

 

10. Children’s Privacy

Our services are not directed to individuals under 18 years of age.

11. Changes to This Policy

We may update this Privacy Policy from time to time. Updates will be posted on this page with a revised effective date.

12. Contact Information

Gerberg Financial & Insurance Agency, LLC
Phone: 619-925-8000
Email: GerbergTatiana@gmail.com
Website: https://insurance800.com