Вопросы о страховании: ответы
Татьяна Гербер, CSFP — независимый страховой брокер в Калифорнии. Лицензия CA #0D83407. Телефон 619-925-8000.
Страхование здоровья, Medicare и бизнеса простыми словами. Обновлено для открытой записи 2027 года.
Записаться на бесплатную консультациюСтрахование здоровья (Covered California)
Что будет, если я ничего не сделаю во время открытой записи?
Если вы ничего не сделаете, Covered California обычно продлевает ваш план на 2027 год. Цена может измениться. Помощь с оплатой считается по доходу, который указан у них. Если доход или семья изменились, обновите данные до крайнего срока.
Подробнее →Почему моя медицинская страховка на 2027 год стала дороже?
Цена растет, если страховая повышает тарифы, меняется субсидия или доход в вашем деле. Covered California сообщил: в среднем +9,9% по штату на 2027 год и +13,1% в районе Сан-Диего. Ваша цена зависит от плана, возраста и субсидии. Пришлите уведомление о продлении, я объясню.
Подробнее →Как считается моя субсидия? Что, если доход изменится?
Помощь с ежемесячной ценой считается по ожидаемому доходу семьи за год и по числу людей в семье. Часть оплачивает федеральное правительство. В 2027 году Калифорния также добавляет свою помощь многим семьям. Если доход меняется в течение года, сообщите Covered California. Неверный доход может привести к долгу при уплате налогов.
Подробнее →Какой крайний срок Covered California на 2027 год? Что, если я опоздаю?
Открытая запись идет с 1 ноября по 31 января. Выберите план до 31 декабря, и страховка начнется 1 января. Выберите план в январе, и страховка начнется 1 февраля. После 31 января записаться можно только при особом событии, например, если вы потеряли другую страховку.
Подробнее →Bronze, Silver, Gold или Platinum: какой план выбрать?
Уровень (Bronze, Silver, Gold, Platinum) меняет то, как вы платите. У Bronze обычно ниже ежемесячный платеж, но выше расходы, когда вы лечитесь. У Platinum наоборот. У планов Silver есть дополнительная экономия на франшизе и доплатах, если доход подходит. Правильный выбор зависит от врачей, лекарств и бюджета.
Подробнее →Я потерял работу или сменил работу. Можно ли записаться вне открытой записи?
Часто да. Потеря другой страховки считается особым событием. Обычно на запись дается ограниченное время, поэтому не откладывайте. Другие события тоже могут подойти, например переезд или изменения в семье. Напишите, что случилось и когда, и я скажу следующий шаг.
Подробнее →Я самозанятый или у меня LLC. Могу ли я купить страховку в Covered California?
Да. Самозанятые и владельцы небольших бизнесов могут купить индивидуальный план в Covered California во время открытой записи. Помощь с ценой зависит от дохода семьи и ее размера. Наличие LLC само по себе ничего не решает.
Подробнее →Я помогаю родителю (63–64 года) со страховкой. С чего начать?
До 65 лет родитель может иметь Covered California или страховку от работодателя. В 65 лет он переходит на Medicare. Окно для Medicare открывается за три месяца до месяца, когда ему исполняется 65, поэтому планируйте заранее. Напишите месяц и год рождения родителя и ZIP-код, я покажу шаги.
Подробнее →С чего начать со страховкой здоровья? Что нужно, чтобы узнать цену?
Чтобы начать, заполните короткую форму на insurance800.com/start. Нужны имя, контакты, дата рождения и состав семьи. Потом я смотрю ваш случай и отвечаю. Реальную цену я назову, когда знаю состав семьи и ожидаемый доход за год.
Подробнее →Что такое Covered California и чем он отличается от Medi-Cal?
В Covered California вы выбираете план и платите в месяц, часто с помощью субсидии. Medi-Cal — бесплатная программа для людей с низким доходом. Дела Medi-Cal решает ваш county. Если не уверены, что вам подходит, заполните форму, и я посмотрю ваш случай.
Подробнее →С чем вы помогаете, а с чем обращаться в Covered California или в страховую?
Я помогаю с выбором плана, оформлением, продлением и вопросами по ходу года. Covered California (800-300-1506) решает право на программу, правила дохода, Medi-Cal, налоговые формы, апелляции, проверку личности, ваш аккаунт и госуведомления. Счета, claims, ID-карты и сети врачей — это страховая компания.
Подробнее →Когда придет моя страховая карта?
Обычно через 5–10 дней после того, как страховка стала активной. Если карта не пришла, обратитесь в страховую компанию. Она может прислать новую, часто через портал для клиентов.
Подробнее →Я заплатил. Значит ли это, что план действует?
Не всегда. Если в системе указано, что план закрыт, оплата может его не сохранить. Проверьте статус и дату окончания. Позвоните мне, я проверю вместе с вами.
Подробнее →Как оставить Татьяну Гербер своим агентом на 2027 год?
Попросите Covered California указать Tatiana Gerberg как вашего Agent of Record на продление 2027. Если нужна помощь с этим шагом, позвоните 619-925-8000.
Подробнее →Medicare
Когда открытая запись Medicare на 2027 год и что можно изменить?
Открытая запись Medicare идет с 15 октября по 7 декабря. Можно поменять план Medicare Advantage или план лекарств Part D. Изменения начнутся 1 января 2027 года. Планы Medigap устроены иначе и в это окно не входят.
Medicare Disclaimer Gerberg Financial & Insurance Agency, LLC
Gerberg Financial & Insurance Agency, LLC is an independent, licensed insurance agency providing Medicare-related insurance services through appropriately licensed and authorized insurance agents.
Our agency is not affiliated with, endorsed by, or connected to the U.S. government, the Centers for Medicare & Medicaid Services (CMS), or the federal Medicare program.
Our services may include assistance with Medicare Advantage (Part C), Medicare Prescription Drug Plans (Part D), Medicare Supplement Insurance (Medigap), and other Medicare-related insurance options, subject to current carrier appointments, licensing, and product availability.
We represent selected insurance companies and do not necessarily offer every Medicare plan available in your area.
Plan availability, benefits, premiums, provider networks, prescription drug formularies, copayments, deductibles, and out-of-pocket costs vary by plan, service area, and coverage year. All plan information is subject to applicable policy terms and changes.
Enrollment is subject to Medicare eligibility requirements, applicable enrollment periods, and plan approval. There is no obligation to enroll when contacting our agency.
Required Medicare TPMO Disclaimer We do not offer every plan available in your area. Currently we represent 9 organizations which offer 80 products in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.
Independent Insurance Agency Disclosure Insurance recommendations and enrollment assistance are limited to products for which our agency and its representatives are properly licensed, appointed, certified, and authorized.
For official Medicare information and a complete review of available Medicare options, visit www.Medicare.gov or call 1-800-MEDICARE (1-800-633-4227). TTY: 1-877-486-2048.
Gerberg Financial & Insurance Agency, LLC California Insurance License: 0D83407 Tatiana Gerberg Phone: 619-925-8000 Website: www.Insurance800.com
Мой план Medicare Advantage заканчивается в 2027 году. Что делать?
Прочитайте уведомление от вашего плана. Можно выбрать другой план Medicare Advantage или вернуться на Original Medicare с планом лекарств. Ничего не отменяйте, пока не знаете новое покрытие. Если вы вернетесь на Original Medicare и захотите Medigap, там действуют правила одобрения. Сначала проверьте их.
Medicare Disclaimer Gerberg Financial & Insurance Agency, LLC
Gerberg Financial & Insurance Agency, LLC is an independent, licensed insurance agency providing Medicare-related insurance services through appropriately licensed and authorized insurance agents.
Our agency is not affiliated with, endorsed by, or connected to the U.S. government, the Centers for Medicare & Medicaid Services (CMS), or the federal Medicare program.
Our services may include assistance with Medicare Advantage (Part C), Medicare Prescription Drug Plans (Part D), Medicare Supplement Insurance (Medigap), and other Medicare-related insurance options, subject to current carrier appointments, licensing, and product availability.
We represent selected insurance companies and do not necessarily offer every Medicare plan available in your area.
Plan availability, benefits, premiums, provider networks, prescription drug formularies, copayments, deductibles, and out-of-pocket costs vary by plan, service area, and coverage year. All plan information is subject to applicable policy terms and changes.
Enrollment is subject to Medicare eligibility requirements, applicable enrollment periods, and plan approval. There is no obligation to enroll when contacting our agency.
Required Medicare TPMO Disclaimer We do not offer every plan available in your area. Currently we represent 9 organizations which offer 80 products in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.
Independent Insurance Agency Disclosure Insurance recommendations and enrollment assistance are limited to products for which our agency and its representatives are properly licensed, appointed, certified, and authorized.
For official Medicare information and a complete review of available Medicare options, visit www.Medicare.gov or call 1-800-MEDICARE (1-800-633-4227). TTY: 1-877-486-2048.
Gerberg Financial & Insurance Agency, LLC California Insurance License: 0D83407 Tatiana Gerberg Phone: 619-925-8000 Website: www.Insurance800.com
В чем разница между Medigap Plan G и Plan N?
Оба плана — это Medigap, дополнение к Original Medicare. Plan G оплачивает больше ваших расходов, платеж в месяц выше. Plan N стоит дешевле, но есть небольшие доплаты за некоторые визиты. Льготы каждой буквы одинаковы у всех компаний. Отличаются цена и сервис компании.
Medicare Disclaimer Gerberg Financial & Insurance Agency, LLC
Gerberg Financial & Insurance Agency, LLC is an independent, licensed insurance agency providing Medicare-related insurance services through appropriately licensed and authorized insurance agents.
Our agency is not affiliated with, endorsed by, or connected to the U.S. government, the Centers for Medicare & Medicaid Services (CMS), or the federal Medicare program.
Our services may include assistance with Medicare Advantage (Part C), Medicare Prescription Drug Plans (Part D), Medicare Supplement Insurance (Medigap), and other Medicare-related insurance options, subject to current carrier appointments, licensing, and product availability.
We represent selected insurance companies and do not necessarily offer every Medicare plan available in your area.
Plan availability, benefits, premiums, provider networks, prescription drug formularies, copayments, deductibles, and out-of-pocket costs vary by plan, service area, and coverage year. All plan information is subject to applicable policy terms and changes.
Enrollment is subject to Medicare eligibility requirements, applicable enrollment periods, and plan approval. There is no obligation to enroll when contacting our agency.
Required Medicare TPMO Disclaimer We do not offer every plan available in your area. Currently we represent 9 organizations which offer 80 products in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.
Independent Insurance Agency Disclosure Insurance recommendations and enrollment assistance are limited to products for which our agency and its representatives are properly licensed, appointed, certified, and authorized.
For official Medicare information and a complete review of available Medicare options, visit www.Medicare.gov or call 1-800-MEDICARE (1-800-633-4227). TTY: 1-877-486-2048.
Gerberg Financial & Insurance Agency, LLC California Insurance License: 0D83407 Tatiana Gerberg Phone: 619-925-8000 Website: www.Insurance800.com
Нужно ли проверять план лекарств Part D каждый год?
Да. Каждый год планы лекарств меняют цены, список препаратов и аптеки. План, который был хорошим в прошлом году, сейчас может стоить больше. Пришлите список лекарств и аптеку, я проверю.
Medicare Disclaimer Gerberg Financial & Insurance Agency, LLC
Gerberg Financial & Insurance Agency, LLC is an independent, licensed insurance agency providing Medicare-related insurance services through appropriately licensed and authorized insurance agents.
Our agency is not affiliated with, endorsed by, or connected to the U.S. government, the Centers for Medicare & Medicaid Services (CMS), or the federal Medicare program.
Our services may include assistance with Medicare Advantage (Part C), Medicare Prescription Drug Plans (Part D), Medicare Supplement Insurance (Medigap), and other Medicare-related insurance options, subject to current carrier appointments, licensing, and product availability.
We represent selected insurance companies and do not necessarily offer every Medicare plan available in your area.
Plan availability, benefits, premiums, provider networks, prescription drug formularies, copayments, deductibles, and out-of-pocket costs vary by plan, service area, and coverage year. All plan information is subject to applicable policy terms and changes.
Enrollment is subject to Medicare eligibility requirements, applicable enrollment periods, and plan approval. There is no obligation to enroll when contacting our agency.
Required Medicare TPMO Disclaimer We do not offer every plan available in your area. Currently we represent 9 organizations which offer 80 products in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.
Independent Insurance Agency Disclosure Insurance recommendations and enrollment assistance are limited to products for which our agency and its representatives are properly licensed, appointed, certified, and authorized.
For official Medicare information and a complete review of available Medicare options, visit www.Medicare.gov or call 1-800-MEDICARE (1-800-633-4227). TTY: 1-877-486-2048.
Gerberg Financial & Insurance Agency, LLC California Insurance License: 0D83407 Tatiana Gerberg Phone: 619-925-8000 Website: www.Insurance800.com
Скоро мне получать Medicare. С чего начать?
Сначала подтвердите Part A и Part B. Окно Medicare начинается за три месяца до месяца, когда вам исполняется 65. Если у вас есть страховка через работу, мы проверим, как она сочетается. Когда Part A и B оформлены, мы обсуждаем дополнительное покрытие. Возьмите карту Medicare с датами начала.
Medicare Disclaimer Gerberg Financial & Insurance Agency, LLC
Gerberg Financial & Insurance Agency, LLC is an independent, licensed insurance agency providing Medicare-related insurance services through appropriately licensed and authorized insurance agents.
Our agency is not affiliated with, endorsed by, or connected to the U.S. government, the Centers for Medicare & Medicaid Services (CMS), or the federal Medicare program.
Our services may include assistance with Medicare Advantage (Part C), Medicare Prescription Drug Plans (Part D), Medicare Supplement Insurance (Medigap), and other Medicare-related insurance options, subject to current carrier appointments, licensing, and product availability.
We represent selected insurance companies and do not necessarily offer every Medicare plan available in your area.
Plan availability, benefits, premiums, provider networks, prescription drug formularies, copayments, deductibles, and out-of-pocket costs vary by plan, service area, and coverage year. All plan information is subject to applicable policy terms and changes.
Enrollment is subject to Medicare eligibility requirements, applicable enrollment periods, and plan approval. There is no obligation to enroll when contacting our agency.
Required Medicare TPMO Disclaimer We do not offer every plan available in your area. Currently we represent 9 organizations which offer 80 products in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.
Independent Insurance Agency Disclosure Insurance recommendations and enrollment assistance are limited to products for which our agency and its representatives are properly licensed, appointed, certified, and authorized.
For official Medicare information and a complete review of available Medicare options, visit www.Medicare.gov or call 1-800-MEDICARE (1-800-633-4227). TTY: 1-877-486-2048.
Gerberg Financial & Insurance Agency, LLC California Insurance License: 0D83407 Tatiana Gerberg Phone: 619-925-8000 Website: www.Insurance800.com
Останутся ли мой врач и больница в сети плана?
Сети врачей меняются по плану, по ZIP-коду и по году. Не думайте, что ваш врач включен. Пришлите ZIP-код, имена врачей и название плана. Я проверю до того, как вы выберете.
Medicare Disclaimer Gerberg Financial & Insurance Agency, LLC
Gerberg Financial & Insurance Agency, LLC is an independent, licensed insurance agency providing Medicare-related insurance services through appropriately licensed and authorized insurance agents.
Our agency is not affiliated with, endorsed by, or connected to the U.S. government, the Centers for Medicare & Medicaid Services (CMS), or the federal Medicare program.
Our services may include assistance with Medicare Advantage (Part C), Medicare Prescription Drug Plans (Part D), Medicare Supplement Insurance (Medigap), and other Medicare-related insurance options, subject to current carrier appointments, licensing, and product availability.
We represent selected insurance companies and do not necessarily offer every Medicare plan available in your area.
Plan availability, benefits, premiums, provider networks, prescription drug formularies, copayments, deductibles, and out-of-pocket costs vary by plan, service area, and coverage year. All plan information is subject to applicable policy terms and changes.
Enrollment is subject to Medicare eligibility requirements, applicable enrollment periods, and plan approval. There is no obligation to enroll when contacting our agency.
Required Medicare TPMO Disclaimer We do not offer every plan available in your area. Currently we represent 9 organizations which offer 80 products in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.
Independent Insurance Agency Disclosure Insurance recommendations and enrollment assistance are limited to products for which our agency and its representatives are properly licensed, appointed, certified, and authorized.
For official Medicare information and a complete review of available Medicare options, visit www.Medicare.gov or call 1-800-MEDICARE (1-800-633-4227). TTY: 1-877-486-2048.
Gerberg Financial & Insurance Agency, LLC California Insurance License: 0D83407 Tatiana Gerberg Phone: 619-925-8000 Website: www.Insurance800.com
Что такое Medicare и какие у него части?
В Medicare четыре части. Part A — больница. Part B — врачи и амбулаторная помощь. Part C (Medicare Advantage) — частный план, который включает A и B, часто с дополнительными льготами. Part D — рецептурные лекарства. Medigap — дополнительный план, который можно купить, чтобы оплатить часть расходов Original Medicare.
Medicare Disclaimer Gerberg Financial & Insurance Agency, LLC
Gerberg Financial & Insurance Agency, LLC is an independent, licensed insurance agency providing Medicare-related insurance services through appropriately licensed and authorized insurance agents.
Our agency is not affiliated with, endorsed by, or connected to the U.S. government, the Centers for Medicare & Medicaid Services (CMS), or the federal Medicare program.
Our services may include assistance with Medicare Advantage (Part C), Medicare Prescription Drug Plans (Part D), Medicare Supplement Insurance (Medigap), and other Medicare-related insurance options, subject to current carrier appointments, licensing, and product availability.
We represent selected insurance companies and do not necessarily offer every Medicare plan available in your area.
Plan availability, benefits, premiums, provider networks, prescription drug formularies, copayments, deductibles, and out-of-pocket costs vary by plan, service area, and coverage year. All plan information is subject to applicable policy terms and changes.
Enrollment is subject to Medicare eligibility requirements, applicable enrollment periods, and plan approval. There is no obligation to enroll when contacting our agency.
Required Medicare TPMO Disclaimer We do not offer every plan available in your area. Currently we represent 9 organizations which offer 80 products in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.
Independent Insurance Agency Disclosure Insurance recommendations and enrollment assistance are limited to products for which our agency and its representatives are properly licensed, appointed, certified, and authorized.
For official Medicare information and a complete review of available Medicare options, visit www.Medicare.gov or call 1-800-MEDICARE (1-800-633-4227). TTY: 1-877-486-2048.
Gerberg Financial & Insurance Agency, LLC California Insurance License: 0D83407 Tatiana Gerberg Phone: 619-925-8000 Website: www.Insurance800.com
Можно ли поменять план Medicare после 1 января?
Если вы уже в плане Medicare Advantage, можно сделать одно изменение с 1 января по 31 марта 2027 года. Сначала проверьте врачей и лекарства. Ничего не отменяйте, пока не спросите.
Medicare Disclaimer Gerberg Financial & Insurance Agency, LLC
Gerberg Financial & Insurance Agency, LLC is an independent, licensed insurance agency providing Medicare-related insurance services through appropriately licensed and authorized insurance agents.
Our agency is not affiliated with, endorsed by, or connected to the U.S. government, the Centers for Medicare & Medicaid Services (CMS), or the federal Medicare program.
Our services may include assistance with Medicare Advantage (Part C), Medicare Prescription Drug Plans (Part D), Medicare Supplement Insurance (Medigap), and other Medicare-related insurance options, subject to current carrier appointments, licensing, and product availability.
We represent selected insurance companies and do not necessarily offer every Medicare plan available in your area.
Plan availability, benefits, premiums, provider networks, prescription drug formularies, copayments, deductibles, and out-of-pocket costs vary by plan, service area, and coverage year. All plan information is subject to applicable policy terms and changes.
Enrollment is subject to Medicare eligibility requirements, applicable enrollment periods, and plan approval. There is no obligation to enroll when contacting our agency.
Required Medicare TPMO Disclaimer We do not offer every plan available in your area. Currently we represent 9 organizations which offer 80 products in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.
Independent Insurance Agency Disclosure Insurance recommendations and enrollment assistance are limited to products for which our agency and its representatives are properly licensed, appointed, certified, and authorized.
For official Medicare information and a complete review of available Medicare options, visit www.Medicare.gov or call 1-800-MEDICARE (1-800-633-4227). TTY: 1-877-486-2048.
Gerberg Financial & Insurance Agency, LLC California Insurance License: 0D83407 Tatiana Gerberg Phone: 619-925-8000 Website: www.Insurance800.com
Я помогаю родителю с Medicare. Что для этого нужно?
Спасибо, что помогаете. До обсуждения нужно подтверждение, что вы можете действовать за них (доверенность или письменное согласие), и их основные данные.
Medicare Disclaimer Gerberg Financial & Insurance Agency, LLC
Gerberg Financial & Insurance Agency, LLC is an independent, licensed insurance agency providing Medicare-related insurance services through appropriately licensed and authorized insurance agents.
Our agency is not affiliated with, endorsed by, or connected to the U.S. government, the Centers for Medicare & Medicaid Services (CMS), or the federal Medicare program.
Our services may include assistance with Medicare Advantage (Part C), Medicare Prescription Drug Plans (Part D), Medicare Supplement Insurance (Medigap), and other Medicare-related insurance options, subject to current carrier appointments, licensing, and product availability.
We represent selected insurance companies and do not necessarily offer every Medicare plan available in your area.
Plan availability, benefits, premiums, provider networks, prescription drug formularies, copayments, deductibles, and out-of-pocket costs vary by plan, service area, and coverage year. All plan information is subject to applicable policy terms and changes.
Enrollment is subject to Medicare eligibility requirements, applicable enrollment periods, and plan approval. There is no obligation to enroll when contacting our agency.
Required Medicare TPMO Disclaimer We do not offer every plan available in your area. Currently we represent 9 organizations which offer 80 products in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.
Independent Insurance Agency Disclosure Insurance recommendations and enrollment assistance are limited to products for which our agency and its representatives are properly licensed, appointed, certified, and authorized.
For official Medicare information and a complete review of available Medicare options, visit www.Medicare.gov or call 1-800-MEDICARE (1-800-633-4227). TTY: 1-877-486-2048.
Gerberg Financial & Insurance Agency, LLC California Insurance License: 0D83407 Tatiana Gerberg Phone: 619-925-8000 Website: www.Insurance800.com
Что подготовить к разговору о Medicare?
Возьмите карту Medicare с датами начала Part A и Part B. До разговора о планах вы подписываете короткий Scope of Appointment. Если за вас говорит другой человек, нужно подтверждение его полномочий. Не присылайте карту Medicare, номер Medicare и Social Security по email. Я пришлю безопасную ссылку.
Medicare Disclaimer Gerberg Financial & Insurance Agency, LLC
Gerberg Financial & Insurance Agency, LLC is an independent, licensed insurance agency providing Medicare-related insurance services through appropriately licensed and authorized insurance agents.
Our agency is not affiliated with, endorsed by, or connected to the U.S. government, the Centers for Medicare & Medicaid Services (CMS), or the federal Medicare program.
Our services may include assistance with Medicare Advantage (Part C), Medicare Prescription Drug Plans (Part D), Medicare Supplement Insurance (Medigap), and other Medicare-related insurance options, subject to current carrier appointments, licensing, and product availability.
We represent selected insurance companies and do not necessarily offer every Medicare plan available in your area.
Plan availability, benefits, premiums, provider networks, prescription drug formularies, copayments, deductibles, and out-of-pocket costs vary by plan, service area, and coverage year. All plan information is subject to applicable policy terms and changes.
Enrollment is subject to Medicare eligibility requirements, applicable enrollment periods, and plan approval. There is no obligation to enroll when contacting our agency.
Required Medicare TPMO Disclaimer We do not offer every plan available in your area. Currently we represent 9 organizations which offer 80 products in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.
Independent Insurance Agency Disclosure Insurance recommendations and enrollment assistance are limited to products for which our agency and its representatives are properly licensed, appointed, certified, and authorized.
For official Medicare information and a complete review of available Medicare options, visit www.Medicare.gov or call 1-800-MEDICARE (1-800-633-4227). TTY: 1-877-486-2048.
Gerberg Financial & Insurance Agency, LLC California Insurance License: 0D83407 Tatiana Gerberg Phone: 619-925-8000 Website: www.Insurance800.com
